Overview of sessions below

Retirement Information Sessions 2025

Free online information sessions have been arranged to help staff understand and plan for their retirement.

Pre-retirement seminar

The pre-retirement seminar is an online half-day event designed for colleagues who are thinking of retiring in the next few years.

The seminar is structured around 3 main topics:

The transition into retirement – (Interactive group session)
The NHS pension scheme – (Plus state pension and previous pensions)
Financial planning – (inc creating your own budget plan)

NHS Pension update seminar for consultants and doctors

The NHS pension seminar for consultants and doctors is an early evening event designed for doctors, consultants, GPs, directors, and executives.

The event is structured around 3 main topics:

NHS Pension Scheme
Tax Planning
Financial Planning

Planning for retirement

Retirement might be up to 10 years away but it’s never too soon to start planning. This course is perfect for anyone thinking about retirement or already at the planning stages.

What's covered:

Help you plan for the lifestyle changes ahead
Maximise the benefits of your State and workplace pensions
Make the most of your tax-free cash
Understand the income options available from your pension
Achieve your retirement goals

NHS Partial Retirement and Other Pension Flexibilities for 1995 Pension Scheme Members

From 1st October 2023 a new pension income flexibility has been made available to staff members who have built up pension in the 1995 NHS Pension Scheme.

If you are thinking about your retirement income options and want to understand more about all the flexible ways you could take your pension, especially the option for partial retirement then this course is ideal for you.

What's covered:

The NHS Pension Scheme – pre-April 2022 and post April 2022
Options to increase your pension income whilst working
The flexible retirement opportunities available to you
Key considerations and next steps

Your Pension and the Public Sector Pension Remedy

Did you join the NHS pension scheme on or before 31st March 2012 and were still a member of the scheme on or after 1st April 2015? If your answer is yes it’s likely that you'll be part of the McCloud judgement remedy which resulted from the breach of age discrimination rules.

There are decisions for you to make but the good news is there is nothing immediate for you to do.

What's covered:

An overview of the McCloud judgement including:
The remedy and the options to consider
The final salary link 2015 – 2022
The changes to your pension from 1st April 2022
Flexible retirement and your options
Taxation and the impact of tax
Your next steps

Your Financial Wellbeing

Do you know how your net pay is calculated? How to budget effectively to make sure you can achieve your financial goals? How valuable your pension is for the longer term and how tax efficient saving could help your money go further?

This course will give you and your colleagues information about how to maximise the value of both your take home pay and workplace benefits.

What's covered:

Understand your income and plan your spending
Review and keep track of your borrowing
Plan your financial goals and prepare for those unexpected costs
Start planning for life beyond work whenever that may be

Take advantage of the pension tax allowances

Pensions form a valuable element of your rewards and remuneration package. Part of this value is the opportunity to benefit from tax relief on your savings and contributions to pensions.

If you’re nearing retirement and want to further fund pensions or if you’re a higher earner and want to maximise the tax relief opportunities available to you through pension contributions, you need to ensure you are aware of the pension Tax Allowances.

What's covered:

Understand the key tax relief benefits when funding pensions
The Annual Allowance
When this allowance can be higher or lower
The cap on tax free cash